Phone Number

(704) 965-6344

Location

15610 Henderson Pass, Suite 565
San Antonio, TX 78232

Hours

Mon-Fri 9:00am – 8:00pm
Sat 10:00am – 3:00pm

Products We Offer

We're here to help you find the coverage you need.

Individual & Family Insurance Coverage (Under age 65)

We offer multiple health coverage options for you and your family. Our licensed professionals can explain all the various plan options that are available to you.

Get an instant quote or more information by using links below.  Or call now.   (704) 965-6344

Medicare Insurance (Over age 65)

Medicare Supplement Plans are accepted by over 95% of all doctors/providers in America. Referrals are not required.  Many people love the freedom of choice for your medical provider, predictability of costs, and very low rate increase history with most carriers.

Medicare Advantage Plans are Guaranteed Issue, have No Pre-existing Limitations and usually offer co-pays for Doctor, Hospital and RX costs.  Premiums are often $0 per month.

Get an instant quote or more information by using links below.  Or call now.   (704) 965-6344

Life Insurance

Life insurance is about taking care of your loved ones.  It protects your family and lets you leave them a defined, non-taxable cash amount at the time of death.  It can also replace your income, so your family can maintain their quality of life.

Get an instant quote or more information by using links below.  Or call now.   (704) 965-6344

Dental / Vision Plans

Dental Coverage include coverage for preventive care, like routine exams, cleanings, and X-rays.  Many plans also include coverage for additional services like fillings, extractions, root canals and crowns.

Vision Plans typically cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses.

Get an instant quote or more information by using links below.  Or call now.   (704) 965-6344

Supplemental Insurance

Critical Illness and Cancer Plans help cover your out of pocket costs for heart attack, cancer, stroke and additional diseases.  Many expenses incurred due to a critical illness are not covered by traditional health insurance plans, such as deductibles, co-pays, experimental treatments, travel, and more.

Get an instant quote or more information by using links below.  Or call now.   (704) 965-6344

About Us

Providing health and life insurance to self-employed professionals, individuals, and families was a decision made self-evident after 15 years of reviewing credit reports for auto and home sales and finance.  I found the time and effort spent helping those after financial hardships would have been better spent ahead of time budgeting insurance coverage that would have reduced, minimized or prevented most of them altogether.

The first time I considered life insurance was age 18 in the Navy,  where the beneficiary discussions varied with each man's situation from "all the money she'll ever need" to "it would be gone in an instant with all our bills."  The medical provided by the military was a world of its own.  With the rank of Electrician's Mate 2nd Class upon discharge, my first electrical job interview in freezing cold January 1995 included bucket truck rides or pole climbing towards hundreds of thousands of volts. This made me think about life insurance, too.  So, like many veterans, I started selling cars. 

Within 2 years I obtained my first insurance license to legally explain limited credit life and disability insurance on vehicle loans which was Costly and limited.  It only made sense if a client had no other means of coverage, but dealerships wanted me to furnish that coverage on 50-70% of all finance contracts.  We agreed to disagree and that license expired until I renewed in 2008 after finding the mortgage industry more suitable, but decided I would stop helping people build debt with large purchases, instead, help them build wealth with smaller valuable purchases in the form of insurance to prevent large losses.  I witnessed clients sustain after financial losses were covered by various forms of insurance and I witnessed lack of insurance destroy budgets, hinder the ability to make large purchases, and even break up families.

During those years Ironically, I remember many clients regretfully stating they were just too busy, but I hope you will the time to seek and understand insurance over your lifetime.  Annual changes can seem confusing, but our continuous education will allow me to be a resource for you. Please  reach back to me or your current agent. I am available 12 months out of the year.

 

We provide rates and benefits for a variety of products.

Select the products you need and submit.  We'll get you the information you need - Fast.









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Frequently Asked Questions

do you provide health plans for self employed in Asheville
yes
do you provide health insurance plans for self employed in Hendersonville
yes
can you help me understand tax free income strategies or 770 plans in Indian Land Lancaster SC
yes
can you show me how to payoff my mortgage faster without refinancing your home in Charlotte
yes
can you save me on my health plan if I am self employed in Indian Land Lancaster SC
yes
do you have a prescription savings program in Indian Land Lancaster SC
yes
can i enroll online for my health insurance, dental vision or hearing plan in Indian land Lancaster SC
yes
do you provide indexed or fixed annuities in Indian land Lancaster SC
yes

Additional Information

What is the cost of ACA (Obamacare) Health insurance in San Antonio, TX?
To determine the cost of an ACA plan for an individual or family, several factors must be considered.  Some of these factors include:
  • 1.  The ages of you or/and your family members.
  • 2.  Which plan you choose.
  • 3.  If you qualify for a subsidy.
  • 4.  Which region of the country you live in.
If you are a U.S. citizen or permanent U.S. resident, you are likely to qualify for health insurance coverage through the ACA (Obamacare).   For more information, give us a call.
 
How can I get health insurance or Medicare insurance coverage in San Antonio, TX?
Yes.  Our licensed team of health insurance professionals is happy to assist you in finding the individual, family, Medicare Supplement, or Medicare Advantage insurance plan that would be the ideal fit for your needs.  We are the Texas health insurance experts.  We serve the San Antonio, Converse, TX and New Braunfels, TX regions.
 
What makes one health insurance plan better than another?  How can I choose?
Health insurance is a complicated product.  Study after study has shown that people routinely make poor health insurance plan choices – choices they often regret once they receive unexpected, and unexpectedly large, medical bills in the mail.  To avoid unexpected medical costs, you need to pick an insurance plan that make sense for you both medically and financially.

First, when comparing health insurance plans, consider the medical status of you and your family.  Does your current medical circumstance require you or a family member to visit the doctor a lot, or do you rarely have a pressing need to see a physician?  What prescription drugs are you or a family member are currently using?  Note if there are specific physicians that you or a family member must have access to.

Next, consider the deductibles, coinsurance, and maximum out-of-pocket benefits of the health insurance plans you're considering.  Will you be able to handle the percentage of the medical bill that is your responsibility if anything unforeseen happens?
Lastly, you will want to consider the health plan monthly premium.  How much you can afford?  With thoughtful consideration of the above items, you can be assured of making a smart health insurance plan choice.
 
Where can I get health insurance near me?
Our licensed health insurance agents will be happy to help you find the right plan for your needs.  We service the San Antonio, Converse, TX and New Braunfels, TX regions.
 
Where can I get Medicare supplement insurance assistance near me?
Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.  We service the San Antonio, Converse, TX and New Braunfels, TX regions.
 
How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?
If you are a U.S. citizen under 65 years of age, you are very likey to qualify for an Affordable Care Act (Obamacare) health insurance plan.  Any issues of qualification usually have to do with when you apply.  This is why it is important to apply as soon as possible.
 
Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?
Your medical status is not a factor when applying for an Affordable Care Act plan.
 
Can you help me save on our small group health insurance coverage
Yes.  Thanks to new health insurance regulations and guidelines, you can likely realize significant savings by reviewing your group health insurance coverage now.
Please give us a call:  (704) 965-6344.
 
Do you provide rates and benefit details for the 2023 Affordable Care Act health insurance plans?
We can instantly provide you with rates and benefit details for all of the 2023 Affordable Care Act (Obamacare) Health insurance plans.  We can also help you choose and apply for the ACA plan that best suits your needs and budget.  Please give us a call:  (704) 965-6344.
 
I just moved here.  How do I get 2023 Obamacare health insurance coverage in Texas?
We are happy to assist you in applying for Affordable Care Act (Obamacare) health insurance coverage in the state of Texas.  We can also help you compare plan rates and benefits in order to find the best health insurance plan for your needs.  Please give us a call:  (704) 965-6344.